Money Musings

Why is my loan taking so long?

So, you have a friend whose home loan went through in the blink of an eye while yours is taking weeks. Feeling disheartened? Wondering what you have done wrong? We'll explain why the delays occur and why sometimes it seems like your day to open the front door of your new home is further away.

Non-Conforming Lenders

Unfortunately, not all borrowers are created equally. With the big lenders cracking down on who they give their money, getting a home loan may seem impossible for some. But don’t give up hope if you are one of these people, for there are is another type of lender you can look at.

What a bank loves - The ideal borrower

Want to know what makes you the ideal borrower for the banks? First, we will need to tell you a story.

What is a Mortgage Broker and why use one?

In this week's musing, we discuss what exactly is a Mortgage Broker and the role they play in realising your dream of home ownership.

So, you're trying to save? - Part Two

Spending, we all have to do it. The whole reliance on food, shelter and human interaction doesn’t give us much choice. It is what makes saving difficult at times, but there are ways to ensure that you still get what you want but for a little cheaper. We’ll go through a couple of those ways now.

So, you're trying to save? - Part One

In Part One of this savings advice series, we give you not one, not two, but four tips to preparing your finances for the exciting time of when you purchase a home.

Why buy a house?

Our first musing details the benefits of buying your own home instead of paying for someone else's home through renting.