6
        
        
          Consider options suited to your
        
        
          requirements
        
        
          Think very carefully about the different loan
        
        
          product offerings available and how these
        
        
          relate to you and your spending habits. There
        
        
          are a number of products on the market and
        
        
          it is important that you find a product that
        
        
          best suits your needs. Consider options that
        
        
          may help you reduce the loan faster to avoid
        
        
          the very expensive costs associated with long
        
        
          term debt. This is where our guidance can be
        
        
          invaluable to you.
        
        
          If you are in trouble, ask for help
        
        
          We understand that during the term of your
        
        
          loan, circumstances outside of your control
        
        
          can change, eg illness or losing your job,
        
        
          which could affect your ability to make loan
        
        
          repayments. In many cases
        
        
          
            we can negotiate
          
        
        
          
            a proactive solution
          
        
        
          if we are given the
        
        
          opportunity to work with your lender to
        
        
          ensure your best interests are taken into
        
        
          consideration.
        
        
          Be careful who you listen to
        
        
          You will be given “expert advice” from many
        
        
          of your friends and family during this process.
        
        
          Make sure the advice is backed with evidence
        
        
          and feel free to share this feedback with us.
        
        
          Many people who have never even purchased
        
        
          a home or investment property will offer
        
        
          advice to you.
        
        
          Get excited!
        
        
          Owning your own home is one of the most
        
        
          exciting things that you will experience in your
        
        
          lifetime.